Ready to buy or build a home in Massachusetts? Our expert residential lending team can help. With a mortgage program to suit the needs of each unique customer, OneLocal offers competitive rates and personal service to guide you through the home loan process.

 

   Home loans come in all shapes and sizes. OneLocal offers a variety of products to help you purchase your new primary residence, vacation home or investment property. Our mortgage team has years of experience with the home financing process. Our mortgage specialists are ready to help you decide which type of home loan is best for you.

 

   OneLocal offers several great mortgage options for First Time Homebuyers.   First Time Buyers can enjoy a discounted interest rate, zero points, low down payment requirements and closing cost credit. There are programs that require as little as 3% down.   For income qualified buyers OneLocal Bank also offers down payment and closing cost assistance programs.